BNI Syariah Usaha Besar (Large Business)


Usaha Besar (large business) iB Hasanah is a shariah financing facility for productive purposes (working and investment capital) that is available to entrepreneurs in the segment for large shariah-compliant businesses.


  • Simple requirements, in accordance with shariah principles.
  • Financing is available for working and investment capital purposes at a minimum amount of $25,000 USD (twenty five thousand US dollars).
  • Installments are payable at any BNI or BNI Syariah branch office.


Murabahah, Mudharabah and Musyarakah contracts are available for financing via Usaha Besar iB Hasanah.

Currency Type

Available currencies include US$ (United States Dollar).

Requirements for Financing Recipient

  • Complete documents proving business legality.
  • Taxpayer Identification Number (NPWP),Financial Report, and Annual Income Tax Statement (SPT Tahunan PPh).
  • A minimum of 2 (two) years of experience in the business sector.
  • To provide a copy of a bank statement containing transactions from the last 6 (six) months.
  • Not included in Bank Indonesia’s blacklist or on the list of non-performing financing customers.
  • Valid proof of collateral ownership.

Administrative Fees

Small administrative fee, pursuant to applicable terms.