BNI Oto iB Hasanah


BNI iB Hasanah Auto is a consumer financing facility under the murabahah agreement made available to customers for the purchase of four-wheeled vehicles, with the guarantee that the loan will solely finance the purchase of the said vehicle.

Benefits :

  • Faster application process with easier requirements as per shariah principles.
  • Minimum loan amount of Rp. 5,000,000,-* and maximum loan amount of Rp. 1,000,000,000,-.
  • Loan period of up to 5 years.
  • Low down payment; two-wheeled vehicles are subject to a cooperation agreement as opposed to a down payment.
  • Fixed monthly instalments until loan settlement is reached.
  • Loan instalment payments can be made through the auto-debit facility or at any BNI Syariah and conventional BNI branch office.

Agreement :

  • Murabahah.

Requirements :

  • Indonesian citizen.
  • Minimum age of 21 years and a maximum of 60 years (pension) financing must be paid off.
  • Have a fixed income and minimum working history of 2 years.
  • Completion of required application forms and documents.

Applicable Charges/Fees :

Insurance: Life and General.

Notary fees, duty stamps, etc : In accordance with applicable regulations.

*Charges are subject to change at any period of time without prior announcement.


Simulation BNI Oto iB Hasanah