BNI Oto iB Hasanah
BNI iB Hasanah Auto is a consumer financing facility under the murabahah agreement made available to customers for the purchase of four-wheeled vehicles, with the guarantee that the loan will solely finance the purchase of the said vehicle.
- Faster application process with easier requirements as per shariah principles.
- Minimum loan amount of Rp. 5,000,000,-* and maximum loan amount of Rp. 1,000,000,000,-.
- Loan period of up to 5 years.
- Low down payment; two-wheeled vehicles are subject to a cooperation agreement as opposed to a down payment.
- Fixed monthly instalments until loan settlement is reached.
- Loan instalment payments can be made through the auto-debit facility or at any BNI Syariah and conventional BNI branch office.
- Indonesian citizen.
- Minimum age of 21 years and a maximum of 60 years (pension) financing must be paid off.
- Have a fixed income and minimum working history of 2 years.
- Completion of required application forms and documents.
Applicable Charges/Fees :
Insurance: Life and General.
Notary fees, duty stamps, etc : In accordance with applicable regulations.
*Charges are subject to change at any period of time without prior announcement.
Simulation BNI Oto iB Hasanah