BNI Multifunction iB Hasanah


BNI Multifunction iB Hasanah is a consumer financing facility made available to customers for the purchase of basic items using assets as a form of guarantee (for valuable goods) and/or fixed assets often used by professionals and employees with a repayment source based on a stable income that does not conflict with any laws/regulations considered haram in shariah Islam.

Benefits :

  • Faster application process with easier requirements as per shariah principles.
  • Minimum loan amount of Rp. 50,000,000,- and maximum loan amount of Rp. 2,000,000,000,-.
  • Loan period of up to 10 years.
  • Low down payment.
  • Fixed monthly instalments.
  • Loan instalment payments can be made through the auto-debit facility or at any BNI Syariah and conventional BNI branch office.


  • Murabahah.
  • Ijarah Multi-services
  • Hawalah

Requirements :

  • Indonesian citizen.
  • Minimum 21 years old and loan payments must be settled upon reaching pension age.
  • Have a fixed income and minimum working history of 2 years.
  • Completion of required application forms and documents.

Applicable Charges/Fees :

  • Insurance: Life and General.
  • Notary fees, duty stamps, etc : In accordance with applicable regulations.


Simulation BNI Multifunction iB Hasanah