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BANCASSURANCE

 

  • BLife Health Plan Syariah
  • BNI Life Sakinah Multipro Link Syariah
  • BNI Life Sakinah Investa Link Syariah
  • BNI Life Wadiah Gold
  • BNI Life Syariah Mitra Cendekia
  • BNI Life Hy End Pro Syariah

BLife Health Plan Syariah

Type of Product : Syariah Life Insurance Community/Group/Institution

Benefit Product : 

  1. Inpatient
  2. Outpatient (Optional)
  3. Dentalcare (Optional)
  4. Maternity Care (Optional)
  5. Optical Coverage (Opsional)

Currency: Rupiah

Age : Eligible age is from 0 up to 69 years old.

Insurance Period : 1 Year

Payment Method :

  1. All at once
  2. Semesterly
  3. Quarterly

BNI Life Sakinah Multipro Link Syariah

 

Type of Product : Syariah Life Insurance Unit Link

Benefit Product :

  1. Death Benefits
    If the Insured Participant (PYD) dies during the insurance period, insurance compensation and the investment value will be provided.
  2. Final Policy Benefits
    If the Insured Participant (PYD) lives until the end of the insurance period, the full Investment Value will be paid

Currency: Rupiah

Age : Eligible age is from 6 months up to 70 years old.

Insurance Period : Depending on customer needs

Payment Method :

  1. Monthly
  2. Semesterly
  3. Quarterly

BNI Life Sakinah Investa Link Syariah

Type of Product : Syariah Life Insurance Unit Link

Benefit Product :

  1. Death Benefits
    If the Insured Participant (PYD) dies during the insurance period, insurance compensation and the investment value will be provided.
  2. Final Policy Benefits
    If the Insured Participant (PYD) lives until the end of the insurance period, the full Investment Value will be paid

Currency: Rupiah

Age : Eligible age is from 6 months up to 70 years old.

Insurance Period : Depending on customer needs

Payment Method : 1x Payment

BNI Life Wadiah Gold

Product Type: Education Insurance that provides education cost planning solutions in the form of Education Funds and scholarships for children ranging from Kindergarten to Primary School and Higher Education with other insurance benefits in the event of death or total disability to parents of the insured participants.

Product Benefits:

  • If the participant lives until the end of the insurance period:
  1. Staged Funds that are provided every time they start school up to University
  2. Education Scholarship Funds while they are at University for 4 (four) years, derived from the savings fund balance (of the accumulated value)
  • If the participant dies or has permanent total disability during the insurance period:
  1. Death not due to accident or total permanent disability: 100% insurance compensation + Cash value policy + Staged Funds continue to be dispersed according to the benefits table + Annual scholarship funds according to the benefits table.
  2. Death due to an accident: 200% insurance compensation + cash value of the policy + Staged Funds continue to be dispersed according to the benefits table + Annual scholarship funds according to the benefits table
  • If the beneficiary dies before the end of the insurance period, 15% of the insurance benefits + the cash value of the policy when the policy ends.

Currency: Rupiah

Entry Age: The minimum age of entry is 5 years with a maximum age of 21 years

Insurance Period: 22 years - the age of the child's on taking up the policy

Payment Method: periodically or in one payment

BNI Life Syariah Mitra Cendikia

Product Type: Insurance that provides coverage against the risk of death, an accident and ill health for students attending formal and informal educational institutions.

Product Benefits:

Insurance benefits 

Gold

Platinum

Emerald

Compensation on death due to an accident 

IDR 25,000,000

Rp 37,500,000

IDR 50,000,000

Compensation on death due to a disease 1) 

Rp 10,000,000

IDR 15,000,000

IDR 20,000,000

Compensation for a permanent disability as a result of an accident 2) 

IDR 25,000,000

Rp 37,500,000

IDR 50,000,000

The cost of treatment due to an accident/s (per year) 

IDR 2,500,000

IDR 3,750,000

Rp 5,000,000

Emergency Department costs due to an illness treated in Hospital 

Max . IDR 500,000

Max . Rp 750,000

Max . 1,000,000

Costs as an Outpatient/Inpatient (max . 10 days / year) 3) 

IDR 350,000 / day

IDR 400,000 / day

IDR 450,000 / day

Funeral allowance

IDR 2,500,000

IDR 3,750,000

Rp 5,000,000

Compensation cost for funeral vehicle 4)  

IDR 500,000

Rp 750,000

Rp 1,000,000

Selecting Nearby Hospital 

Free

Free

Free

Every 25 participants 5)

Free 1 teacher / staff

Free 1 teacher / staff

Free 1 teacher / staff

Providing an ID Card (can function as student / student card ) 

Provided

Provided

Provided

Providing assistance for schools / scholarships (min. 100 participants ) 

10% of contribution 

10% of contribution 

10% of contribution 

Contribution / year (Promo)

IDR 50,000

IDR 75,000

Rp 100,000

Currency: Rupiah

Age : age of entry is at least 2 years with a maximum of 55 years

Insurance Period : Depending on the customer's needs

Payment Method : all at once (1 year)

BNI Life Hy End Pro Syariah

Product Type : Insurance that provides multiple benefits in the form of life protection and investment with a stable level of investment.

Benefits of the Product: :

  • Death Benefits

If the the Insured Participant dies during the period of insurance and the policy is still active, the benefactors of the Insured Participant will receive Compensation Insurance plus the cash value of the investments, after the policy expires.

  • Life Benefits : Benefits of cash value investments

If the Insured Participant lives until the end of the Insurance Period, the Insured Participant will receive the cash value of the investments.

Insurance Benefits

  1. Minimum: 125% of Overall Contributions (not less than IDR 15,000,000 )
  2. Maximum : 300% of Simultaneous Contributions (no more than Rp. 20,000,000)

Currency : Rupiah

  1. Age of the policy holder 18 (eighteen) years  up to 80 ( eighty ) years
  2. Age of entry of the Insured Participant (PYD):
  • Insurance Period 5 years: Entry Age =: 0 - 70 years
  • Insurance period of 10 years: Entry Age : 0 - 65 years

Insurance Period: 5 years

Payment Method: 1x payment